How can iMed Insurance help you?
With over 10 different insurance options we can help you find the right protection for your situation.
Key types of cover you need
Medical/Professional Indemnity Insurance
Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.
Medical Business Insurance
Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.
Property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.
As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.
Specialised policies for your circumstances
You need contract works insurance in place before a peg is put into the ground.
Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials, fire and malicious damage.
If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities.
Things such as directors and officers liability, company reimbursement, company liability and employment practice liability could be considered.
Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business.
If a disaster or another type of insured event that forces you to close your doors for an extended period of time this type of cover effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.
One of the more common types of business cover.
Motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.
If you have medical equipment, we can arrange to ensure it is properly insured in case of breakdown.
Protecting the equipment is important, but the liabilities associated with its use shouldn't be forgotten. This product is designed to cover everything from the smallest of medical equiment through to the largest fixed machine such as an MRI – and everything in between.
Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property.
Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.